Open Individual IRA
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Open Individual IRA
Open Individual IRA
Empower your employees with a digital assets SEP IRA A white glove digital assets retirement service for your business. We offer institutional-grade digital assets custody on your digital assets all while charging low transparent fees. Have an IRA or 401k you’d like to rollover? We can help with that as well.
Benefits

Key Advantages

ETZ has $320M in insurance
on digital assets
All transactions are tax free* in an IRA *Some taxes and conditions may apply. Consult a qualified legal, investment, or tax professional.
Institutional grade storage with Coinbase Prime
Human support
ETZ has 200+ digital assets
the most of any IRA platform on the market
Quick start

It’s as easy as 1-2-3

Our team will walk you through the process step by step.
Create an account It is free to open an account. Click “Get started” to complete your account info in less than a minute. Once completed, your designated ETZ representative will reach out to discuss onboarding which can be completed same day.
Transfer funds Tell us how you’d like to fund your account. Most accounts are ready to trade within 24 hours.
Start investing Trade digital assets 24/7 inside your self-directed retirement account through our mobile app.
ETZ Mobile

Investment Platform

Trade digital assets inside your retirement account 24/7 through our mobile app. (Coming soon) Trade stocks from within the app too.
Supported Digital Assets

Investment Options

1 Bitcoin BTC
2 Ethereum ETH
3 Chainlink LINK
4 Cardano ADA
5 Dogecoin DOGE
6 Litecoin LTC
7 Stellar XLM
8 Solana SOL
9 Apecoin APE
10 Bitcoin Cash BCH
11 Decentraland MANA
12 Polkadot DOT
13 Polygon MATIC
14 The Sandbox SAND
15 Shiba Inu SHIB
16 Uniswap UNI
17 Sui SUI
F.A.Q.

We Answer Your Questions

What’s a SEP IRA?
A Simplified Employee Pension (SEP) plan allows business owners to contribute toward their employees’ retirement account as well as their own. Contributions are made to an Individual Retirement Account and can be invested in digital assets through our platform.
Why ETZ?
It’s vital to be thinking about the future and what’s coming next. ETZ is empowering companies to attract top talent by offering digital assets access to participants through a tax-advantaged SEP IRA. We believe increasing access to digital assets for every employee in America will change the incentive plan for every employer. ETZ is a white glove service ensuring your team's digital assets investing needs are met. We provide accounts with designated representatives to be there when you need them along with 24/7 investing access. We also take care of the legal complexities around tax reporting and security of your assets.
ETZ General
Are there minimums and investment caps? No minimums. SEP-IRA's are a fantastic retirement savings vehicle, however, rules limit the amount you can contribute. In general, contribution amounts can be 25% of an employee's compensation. There is a contribution limit of $66,000 for 2023.
How does ETZ secure my digital assets? Security is our #1 priority. ETZ will soon offer the world’s leading institutional cold storage provider, Coinbase. Your assets can be stored 100% offline while covered with a $320 million insurance policy.
Hours of operation? M-F 8am-6pm PST.
Can I transfer the digital assets I already own to my SEP IRA? No. Transferring existing digital assets into the IRA is not allowed.
Can I access and trade my account during holidays? Yes, unlike others, we offer TRUE 24/7 trading access.
Account
What kind of account can I open? We help open a SEP IRA for you and your team. You can also rollover an IRA or 401k.
How quickly can I set up my account? Your account could be fully set up same day. We’ve created an automated process that expedites onboarding for a quick turnaround.
How can I download the App? You can download the app through iOS or Android app store. Your employees will be onboarding through our mobile app as well as access their account once established.
What is the minimum cash balance I must maintain in my account? There is no minimum cash balance required.
What retirement accounts are eligible to be rolled into the (ETZ) IRA? Most pre tax accounts such as a 401k, Traditional IRA or SEP IRA will qualify for rollover. Please give us a call to discuss your options.
Investments
How do I request to add funds to my IRA? Please contact your ETZ representative who can facilitate.
Are there any tax benefits of having an (ETZ) account? In the general sense, yes. SEP IRA’s are tax deferred. All trading done within the IRA is tax free. Please consult with a tax professional or financial advisor for any related tax questions.
Will there be penalties or taxes when transferring my IRA/401K? There are no penalties incurred for direct transfers or rollovers.
Can I make a contribution to an IRA with digital assets I already own? No. Any contribution to your SEP IRA must be cash.
After my account gets funded, does it start as digital assets or USD? Your account will be funded in USD. You can trade your USD through our mobile app 24/7.
How can I fund my (ETZ) IRA? You can fund your SEP IRA via a contribution, or by rolling over funds from a previous retirement account. Please give us a call to discuss your options as the employer.
How are my investments secured? We provide institutional grade storage trusted by the largest institutions in the country.
  • The Digital Asset Vault is fully isolated in its own environment with strict access controls requiring 2FA for all staff
  • 24/7 security monitoring of all Vault-related locations
  • Recovery keys are stored offline and wallet key shares are encrypted at rest
  • No single point of failure
  • Secure air gapped recovery key
How long will it take to fund my (ETZ) IRA? You can fund your account same day. Once the account is approved/established, you’ll receive contribution forms with funding instructions.
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